Bank · FDIC insured
First Federal Savings Bank CD Rates
First Federal Savings Bank’s best CD rate is 3.55% APY on a 2-year CD. Terms run from 1 year to 2 years. Rates checked October 15, 2026.
How First Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Plymouth, IN, where First Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Federal Savings Bank
3.55%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $723
2 Year / 2 Option Certificate of Deposit
Top rate
Everwise Credit Union
4.47%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $562
2nd-highest rate
CommunityWide Federal Credit Union
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
2 Year / 2 Option Certificate of Deposit
3.55%APY · 1 term
Make two additional deposits of $1,000 or more anytime without extending maturity date. Raise the interest rate one time during the term to the current 2 Year 2 Option rate. Penalty for early withdrawal except credited interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.55% | $723 |
Sources (2)
- firstfederalbanking.com/Deposi…counts/Personal/CDs-IRAs
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
18-Month Flexible Certificate of Deposit
3.44%APY · 1 term
Make additional deposits of $100 or more anytime without extending maturity date. Penalty for early withdrawal except credited interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.44% | $520 |
Sources (2)
- firstfederalbanking.com/Deposi…counts/Personal/CDs-IRAs
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
EZ Access 12 Month Certificate of Deposit
3.29%APY · 1 term
Make additional deposits of $1,000 or more anytime without extending maturity date. Withdraw $1,000 or more once per calendar month without penalty. Penalty for early withdrawal except credited interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance is $1,000 | 3.29% | $329 |
Sources (2)
- firstfederalbanking.com/Deposi…counts/Personal/CDs-IRAs
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
Special-purpose accounts
Certificates of Deposit
Up to 3.76%APY · 6 terms
CD terms range from 3 months to 5 years. All CDs can be set up as an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.76% | $93 |
| 6 months | 3.65% | $181 |
| 12 months | 3.55% | $355 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.55% | $1,497 |
| 60 months | 3.55% | $1,906 |
Sources (2)
- firstfederalbanking.com/Deposi…counts/Personal/CDs-IRAs
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.