Credit union · NCUA insured
GESB Sheet Metal Workers FCU
A $11.4M credit union headquartered in Portage, IN, with 2,011 members and 1 branch in Indiana. Best rates: CDs 3.00% and savings 0.25% APY.
GESB Sheet Metal Workers FCU Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#113 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About GESB Sheet Metal Workers FCU
GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960, creating financial opportunities for sheet metal workers.
- Headquarters
- 6450 Ameriplex Dr, Portage, IN 46368-1389
- NCUA charter
- 13974
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to anyone working at any of the credit union's select employee groups (SEG).
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share (savings) account to establish membership.
Branches
1 branch in Indiana
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Indiana
1 branch
- Gesb FcuMain office6450 Ameriplex Dr, Portage, IN 46368Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio11.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of GESB Sheet Metal Workers FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.