Credit union · NCUA insured
Vigo County Federal Credit Union
A $45M credit union headquartered in Terre Haute, IN, with 8,668 members and 1 branch in Indiana. Best rates: CDs 3.25% and savings 0.05% APY.
Vigo County Federal Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#5 of 7 in Terre Haute, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vigo County Federal Credit Union
Vigo County Federal Credit Union is a member-owned financial institution located in Terre Haute, Indiana, that has been serving the Wabash Valley since 1935.
- Headquarters
- 126 S 3rd St, Terre Haute, IN 47807-3407
- NCUA charter
- 138
Branches
1 branch in Indiana
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Indiana
1 branch
- Vigo County Federal Credit UnionMain office126 S 3rd St, Terre Haute, IN 47807Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.23% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.27% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio11.23%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.27%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vigo County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.