Credit union · NCUA insured
Evansville Federal Credit Union
Top CarrotA $90.8M credit union headquartered in Evansville, IN, with 5,807 members and 3 branches in Indiana. Best rates: CDs 3.30% and savings 0.20% APY.
Evansville Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#3 of 13 in Evansville, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Evansville Federal Credit Union
Founded in 1961 as a not-for-profit cooperative, Evansville Federal Credit Union is owned by and works for its members.
The credit union serves individuals who live, work, worship, or attend school in Vanderburgh, Posey, Gibson, and Warrick counties in Indiana, and Henderson County, Kentucky.
- Headquarters
- 6209 Vogel Rd, Evansville, IN 47715
- NCUA charter
- 14562
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in, Vanderburgh County (IN), Posey County (IN), Gibson County (IN), Warrick County (IN), or Henderson County (KY).
Family and household
- Membership is open to members of the immediate family or household of an existing member or existing member of a qualifying community.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to persons who were members of this credit union as of April 19, 2002.
- Membership is open to individuals who volunteer in the community.
Cost to join
- A $5 minimum balance in a savings (share) account is required for membership and voting privileges.
Branches
3 branches in Indiana
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Indiana
3 branches
- Main OfficeMain office6209 Vogel Rd, Evansville, IN 47715Directions
- North Branch3820 N 1st Ave, Evansville, IN 47710Directions
- West Office5320 Weston Rd, Evansville, IN 47712Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.52% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio14.52%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Evansville Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.