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Credit union · NCUA insured

Indiana Heartland FCU CD Rates

Indiana Heartland FCU’s best CD rate is 4.10% APY on an 8-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.

How Indiana Heartland FCU’s CD rates compare

Compared with banks and credit unions near Kokomo, IN, where Indiana Heartland FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Indiana Heartland FCU

    4.10%APY

    Term
    8 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $271

    Special Share Certificate

  • Top rate

    PNC

    4.25%APY

    Term
    13 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

  • 2nd-highest rate

    First Farmers Bank & Trust

    4.25%APY

    Term
    19 months
    Requires
    Another account
    Minimum
    $1,000
    Earns on $10,000
    $681

    First Farmers Bank & Trust rates

Compare CD rates near you →

Indiana Heartland FCU CD score

85

CD score

Higher than 71% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.10%
  • 9–15 months9–15 mo3.75%
  • 16–30 months16–30 mo3.55%
  • 31–60 months31–60 mo3.39%
  • QualifiedQualified4.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Indiana Heartland FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Indiana Heartland FCU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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