Credit union · NCUA insured
GESB Sheet Metal Workers FCU CD Rates
GESB Sheet Metal Workers FCU’s best CD rate is 3.00% APY on a 3-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How GESB Sheet Metal Workers FCU’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where GESB Sheet Metal Workers FCU has the most branches. $10,000, best rate first.
This credit union’s best
GESB Sheet Metal Workers FCU
3.00%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $927
Certificate Accounts
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
GESB Sheet Metal Workers FCU CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.10%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GESB Sheet Metal Workers FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.00%APY · 6 terms
Minimum $1,000.00 deposit; dividends compounded quarterly
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 1.00% | $25 |
| 6 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 2.00% | $100 |
| 12 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 2.10% | $210 |
| 18 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 2.30% | $347 |
| 24 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 2.50% | $506 |
| 36 monthsMinimum $1,000.00 deposit; dividends compounded quarterly | 3.00% | $927 |
Sources (1)
- gesbfcu.org/savings-rates · captured Sep 18, 2026
Who can join GESB Sheet Metal Workers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to anyone working at any of the credit union's select employee groups (SEG).
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share (savings) account to establish membership.
Membership information collected October 5, 2026.