Credit union · NCUA insured
One Vision Credit Union CD Rates
One Vision Credit Union’s best CD rate is 3.15% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How One Vision Credit Union’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where One Vision Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
One Vision Credit Union
3.15%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,677
Savings Certificate
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
One Vision Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo2.30%
- 16–30 months16–30 mo2.65%
- 31–60 months31–60 mo3.15%
- QualifiedQualified3.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where One Vision Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Certificate
Up to 3.15%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.75% | $87 |
| 12 months | 2.30% | $230 |
| 24 months | 2.65% | $537 |
| 36 months | 2.85% | $880 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.15% | $1,677 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 3.15%APY · 6 terms
Available as Traditional IRA, Roth IRA, or Coverdell ESA certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.75% | $87 |
| 12 months | 2.30% | $230 |
| 24 months | 2.65% | $537 |
| 36 months | 2.85% | $880 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.15% | $1,677 |
Sources (2)
All captured Sep 18, 2026
Vision Starter Certificate
Up to 2.75%APY · 2 terms
For youth aged 17 years and younger. Ability to add to the certificate throughout the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor youth aged 17 years and younger. Ability to add to the certificate throughout the term | 2.40% | $240 |
| 24 monthsFor youth aged 17 years and younger. Ability to add to the certificate throughout the term | 2.75% | $558 |
Sources (2)
All captured Sep 18, 2026
Who can join One Vision Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Clark, Floyd, or Harrison Counties in Indiana.
Family and household
- Immediate family members (related by blood, marriage, or adoption) of members and individuals permanently living within a primary member's household are eligible to join.
Cost to join
- Opening an everyday savings account with $5 is required for membership.
Membership information collected October 5, 2026.