Best CD rates in Illinois

Requirements

Product: Initial Interest Rate Is In Effect Until First Maturity.

Offer: Quarterly interest credited/compounded. 10 grace days. Early withdrawal penalty: 3 Month Interest.

Requirements

Product: Interest Bearing Account. Early withdrawal penalty applies. Renewal terms apply.

Offer: Early withdrawal penalty: three months’ interest on the amount withdrawn. Auto-renews for identical term.

Requirements

Product: Limited-time offer expiring September 30, 2026. Interest compounds quarterly and goes back into the CD (vs monthly interest checks). Penalty may be imposed on early withdrawal.

Offer: Expires September 30, 2026. $1,000.00 minimum deposit / minimum balance to obtain advertised APY. Interest compounding quarterly into CD. Early withdrawal penalty may apply.

Requirements

Product: Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.

Offer: Must be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY.

Requirements

Product: Quarterly compounding. Limited time offer which may be withdrawn at any time and cannot be combined with other offers. Penalty for early withdrawal may reduce account earnings. Assumes interest remains on deposit until maturity.

Offer: Upon maturity, will automatically renew into a 6-month fixed rate certificate earning the then current APY of the 6-month CD, unless otherwise directed by customer.

Requirements

Product: Limited-time consumer CD special; not available for institutional funds; automatically renewable for 12 months at the rate then in effect; penalty may be assessed for early withdrawal; fees could reduce earnings; offer subject to management discretion and may be canceled at any time.

Offer: Limited time. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. CD automatically renewable for 12 months at the rate in effect at that time. Not available for institutional funds.

Requirements

Product: Rates subject to change without notice. Penalty for early withdrawal. No compounding, interest paid at maturity. Renews automatically upon maturity after 10-day grace period.

Offer: No compounding, interest paid at maturity. Penalty for early withdrawal.

Requirements

Product: Substantial penalty for early withdrawal. Rates subject to change without notice. Other maturities upon request.

Offer: Interest paid or Compounded Quarterly

Requirements

Offer: Limited time CD Special. Available only to those who maintain a checking account at La Salle State Bank.

Requirements

Product: A penalty may be imposed for early withdrawal. Minimum deposit required to open all accounts is $1,000.00 unless otherwise stated.

Offer: 18 Months Certificates. A penalty may be imposed for early withdrawal.

Requirements

Product: Annual Percentage Yields (APYs) based on quarterly compounding.

Offer: Annual Percentage Yields (APYs) based on quarterly compounding.

Requirements

Product: Membership Share dividends are declared monthly by the Board of Directors. Members can take advantage of our Loyalty Bundle and qualify for an additional rate bump (up to .15%) when they use our SIUCU Credit Card or Checking account. Subject to maturity. Rates discounts not reflected above.

Requirements

Product: Applications generally accepted from individuals residing in service area (Stephenson, Winnebago, Boone, Jo Daviess, Ogle, and Carroll counties in Northern Illinois).

Offer: CD Special.

Requirements

Product: Interest is compounded quarterly, or customer may choose to receive interest periodically by check or credit to another Bank of Stronghurst account. Penalty may be imposed for early withdrawal. Annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.

Offer: 15 Month CD Special