Bank · FDIC insured
Grand Ridge National Bank
A $443.3M bank headquartered in Wheaton, IL, with 2 branches in Illinois. Best rates: CDs 4.05% and savings 3.60% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.05%CD rates →
- Savings943.60%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Grand Ridge National Bank
Established in 1903, Grand Ridge National Bank is a boutique bank based in Wheaton, Illinois.
The bank operates locations in Illinois as well as regional offices in Florida and Michigan.
- Headquarters
- 500 S County Farm Rd, Wheaton, IL 60187
- FDIC certificate
- 3674 ↗
Branches
2 branches in Illinois
Loading map…
Illinois
2 branches
Chicago area · 1
- Grand Ridge National BankMain office500 S County Farm Rd, Wheaton, IL 60187Directions
Ottawa area · 1
- Grand Ridge Branch105 W Main St, Grand Ridge, IL 61325Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.77% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.76% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.72% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio13.77%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.76%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.72%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Grand Ridge National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.