Credit union · NCUA insured
Revity Credit Union CD Rates
Revity Credit Union’s best CD rate is 4.05% APY on an 11-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Revity Credit Union’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Revity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Revity Credit Union
4.05%APY
- Term
- 11 months
- Minimum
- —
- Earns on $10,000
- $371
Share Certificate
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Revity Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo3.05%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Revity Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.05%APY · 9 terms
Rates subject to change without notice. Penalty for early withdrawal. No compounding, interest paid at maturity. Renews automatically upon maturity after 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 1.75% | $87 |
| 7 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 4.00% | $231 |
| 11 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 4.05% | $371 |
| 12 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 2.60% | $260 |
| 18 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 2.65% | $400 |
| 24 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 2.75% | $558 |
| 36 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 2.80% | $864 |
| 48 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 2.90% | $1,211 |
| 60 monthsNo compounding, interest paid at maturity. Penalty for early withdrawal | 3.05% | $1,621 |
Sources (2)
- revitycu.com/accounts/personal…ement-accounts-iras.html
- revitycu.com/accounts/personal…/share-certificates.html
All captured Oct 6, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.05%APY · 4 terms
Rates subject to change without notice. Penalty for early withdrawal. No compounding, interest paid at maturity. Traditional and Roth IRA options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsNo setup fees, no monthly or annual maintenance fees. No compounding, interest paid at maturity. Penalty for early withdrawal | 2.75% | $558 |
| 36 monthsNo setup fees, no monthly or annual maintenance fees. No compounding, interest paid at maturity. Penalty for early withdrawal | 2.80% | $864 |
| 48 monthsNo setup fees, no monthly or annual maintenance fees. Penalty for early withdrawal. No compounding, interest paid at maturity | 2.90% | $1,211 |
| 60 monthsNo setup fees, no monthly or annual maintenance fees. Penalty for early withdrawal. No compounding, interest paid at maturity | 3.05% | $1,621 |
Sources (1)
- revitycu.com/accounts/personal…ement-accounts-iras.html · captured Oct 6, 2026
Who can join Revity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in the eligible Illinois counties qualify for membership.
- People who live, work, or go to school in Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph counties in Illinois are eligible for membership.
Employers and groups
- Retirees and their families from eligible groups qualify for membership.
- Members of approved employee groups are eligible to join.
Family and household
- Spouses, children, grandchildren, parents, brothers, and sisters of members are eligible for membership.
Membership information collected October 5, 2026.