Bank · FDIC insured
BankORION CD Rates
BankORION’s best CD rate is 4.05% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How BankORION’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where BankORION has the most branches. $10,000, best rate first.
This bank’s best
BankORION
4.05%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $371
CD Special
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
BankORION CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo0.80%
- 31–60 months31–60 mo1.10%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankORION ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
Up to 4.05%APY · 2 terms
Limited-time consumer CD special; not available for institutional funds; automatically renewable for 12 months at the rate then in effect; penalty may be assessed for early withdrawal; fees could reduce earnings; offer subject to management discretion and may be canceled at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsLimited time. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. CD automatically renewable for 12 months at the rate in effect at that time. Not available for institutional funds | 4.05% | $371 |
| 15 monthsLimited time. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. CD automatically renewable for 12 months at the rate in effect at that time. Not available for institutional funds | 3.85% | $484 |
Sources (3)
All captured Oct 16, 2026
Certificate of Deposit
Up to 1.10%APY · 10 terms
Consumer CDs; $500 opening encouraged; bonus rates at $25,000 or more; online account opening available; APY for CDs opened online matches the $500 minimum-deposit schedule; substantial early-withdrawal penalty; if some funds are withdrawn before maturity, the rate on remaining funds may be reduced to the current applicable CD rate.
| Term | APY · $500 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthTerm 7-31 days; minimum deposit to open $25,000 | — | 0.40% | —0.40% from $25k | — |
| 1 monthTerm 7-31 days; minimum deposit to open $500 | 0.30% | — | 0.30% | $1 |
| 3 monthsMinimum deposit to open $25,000 | — | 0.50% | —0.50% from $25k | — |
| 3 monthsMinimum deposit to open $500 | 0.40% | — | 0.40% | $10 |
| 6 monthsMinimum deposit to open $25,000 | — | 0.60% | —0.60% from $25k | — |
| 6 monthsMinimum deposit to open $500 | 0.50% | — | 0.50% | $25 |
| 12 monthsMinimum deposit to open $25,000 | — | 0.80% | —0.80% from $25k | — |
| 12 monthsMinimum deposit to open $500 | 0.60% | — | 0.60% | $60 |
| 18 monthsMinimum deposit to open $25,000 | — | 0.85% | —0.85% from $25k | — |
| 18 monthsMinimum deposit to open $500 | 0.65% | — | 0.65% | $98 |
| 24 monthsMinimum deposit to open $25,000 | — | 0.90% | —0.90% from $25k | — |
| 24 monthsMinimum deposit to open $500 | 0.70% | — | 0.70% | $140 |
| 30 monthsMinimum deposit to open $25,000 | — | 1.00% | —1.00% from $25k | — |
| 30 monthsMinimum deposit to open $500 | 0.80% | — | 0.80% | $201 |
| 36 monthsMinimum deposit to open $25,000 | — | 1.10% | —1.10% from $25k | — |
| 36 monthsMinimum deposit to open $500 | 0.90% | — | 0.90% | $272 |
| 48 monthsMinimum deposit to open $25,000 | — | 1.20% | —1.20% from $25k | — |
| 48 monthsMinimum deposit to open $500 | 1.00% | — | 1.00% | $406 |
| 60 monthsMinimum deposit to open $25,000 | — | 1.30% | —1.30% from $25k | — |
| 60 monthsMinimum deposit to open $500 | 1.10% | — | 1.10% | $562 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 4.05%APY · 7 terms
Fixed-rate retirement certificates; Traditional, Roth, and Education IRA presented as tax wrappers without distinct published rate schedules. Substantial penalty for early withdrawal of CDs except for some IRA CDs; if some funds are withdrawn before maturity, the rate on remaining funds may be reduced to the current applicable CD rate. Limited-time CD Special also offered as an IRA with different renewal term.
| Term | APY · Any balance | APY · $1,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 11 monthsSame limited-time CD Special schedule as regular CDs. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. IRA automatically renewable for 24 months at the rate in effect at that time. Not available for institutional funds | — | 4.05% | 4.05% | $371 |
| 15 monthsSame limited-time CD Special schedule as regular CDs. Effective beginning September 30, 2026; APY accurate as of September 30, 2026. Interest paid semiannually. $1,000.00 minimum opening deposit and minimum balance to receive disclosed APY. $250,000 household maximum deposit. IRA automatically renewable for 24 months at the rate in effect at that time. Not available for institutional funds | — | 3.85% | 3.85% | $484 |
| 24 monthsRetirement Accounts schedule | 0.90% | — | 0.90% | $181 |
| 30 monthsRetirement Accounts schedule | 1.00% | — | 1.00% | $252 |
| 36 monthsRetirement Accounts schedule | 1.10% | — | 1.10% | $334 |
| 48 monthsRetirement Accounts schedule | 1.20% | — | 1.20% | $489 |
| 60 monthsRetirement Accounts schedule | 1.30% | — | 1.30% | $667 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.