Bank · FDIC insured
La Salle State Bank
A $183.2M bank headquartered in LaSalle, IL, with 3 branches in Illinois. Best rates: CDs 4.05% and savings 0.70% APY.
La Salle State Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#8 of 17 in Ottawa, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About La Salle State Bank
Founded in 1894, La Salle State Bank is headquartered in La Salle, Illinois.
The bank operates out of three locations in La Salle, Peru, and Utica.
- Headquarters
- 654 1st St, LaSalle, IL 61301
- FDIC certificate
- 12410 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
- La Salle State BankMain office654 1st St, LaSalle, IL 61301Directions
- Peru Branch901 Wenzel Rd, Peru, IL 61354Directions
- 100 Mill Street Branch100 Mill St, Utica, IL 61373Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.91% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.16% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.56% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $55 | $81 | — |
- CapitalLeverage ratio8.91%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.56%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$55Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of La Salle State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.