Credit union · NCUA insured
Revity Credit Union
A $529.3M credit union headquartered in Granite City, IL, with 36,740 members and 8 branches in Illinois. Best rates: CDs 4.05% and savings 1.80% APY.
Revity Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#25 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Revity Credit Union
Revity Credit Union is a state-chartered credit union celebrating 85 years of member-first service.
- Headquarters
- 3970 Maryville Rd, Granite City, IL 62040-4179
- NCUA charter
- 68623
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in the eligible Illinois counties qualify for membership.
- People who live, work, or go to school in Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph counties in Illinois are eligible for membership.
Employers and groups
- Retirees and their families from eligible groups qualify for membership.
- Members of approved employee groups are eligible to join.
Family and household
- Spouses, children, grandchildren, parents, brothers, and sisters of members are eligible for membership.
Branches
8 branches in Illinois
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Illinois
8 branches
- MaryvilleBranchMain office3970 Maryville Rd, Granite City, IL 62040Directions
- Alton Branch4105 Humbert Rd, Suite 101, Alton, IL 62002Directions
- Collinsville Branch1502 Vandalia St, Collinsville, IL 62234Directions
- Edwardsville Branch2317 Plum St, Edwardsville, IL 62025Directions
- Fairmont Village4426 Cookson Rd, Fairmont City, IL 62201Directions
- Lee Branch2001 Lee Ave, Granite City, IL 62040Directions
- Pontoon Branch4101 State Route 111, Granite City, IL 62040Directions
- O'Fallon Branch1119 S Lincoln Ave, O'Fallon, IL 62269Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.40% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.43% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio10.40%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.43%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Revity Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.