Bank · FDIC insured
Community National Bank CD Rates
Community National Bank’s best CD rate is 4.25% APY on a 30-month CD. Terms run from 1 year to 4 years. Rates checked October 16, 2026.
How Community National Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where Community National Bank has the most branches. $10,000, best rate first.
This bank’s best
Community National Bank
4.05%APY
- Term
- 30 months
- Minimum
- —
- Earns on $10,000
- $1,043
Certificate of Deposit (CD) Accounts
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Community National Bank CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 9–15 months9–15 mo3.94%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo3.91%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD) Accounts
Up to 4.05%APY · 4 terms
Substantial penalty for early withdrawal. Rates subject to change without notice. Other maturities upon request.
| Term | APY · $1,000 – $5,000 | APY · $5,000 – $20,000 | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| UnknownInterest at Maturity | 3.31% | 3.98% | 4.01% | 3.98%3.31% $1k–$5k4.01% from $20k | $0 |
| 12 monthsInterest paid or Compounded Quarterly | 3.64% | 3.94% | 4.15% | 3.94%3.64% $1k–$5k4.15% from $20k | $394 |
| 30 monthsInterest paid or Compounded Quarterly | 3.89% | 4.05% | 4.25% | 4.05%3.89% $1k–$5k4.25% from $20k | $1,043 |
| 48 monthsInterest paid or Compounded Quarterly | 3.74% | 3.91% | 4.10% | 3.91%3.74% $1k–$5k4.10% from $20k | $1,658 |
Sources (1)
- cnbmonmouth.com/accounts/cd-accounts · captured Oct 16, 2026
Special-purpose accounts
IRA Accounts
Up to 0.56%APY · 4 terms
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. *Rates subject to change without notice. Other maturities upon request. (309) 734-5131
| Term | APY · $1,000 – $5,000 | APY · $5,000 – $20,000 | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| UnknownInterest at Maturity | 0.07% | 0.15% | 0.25% | 0.15%0.07% $1k–$5k0.25% from $20k | $0 |
| 12 monthsInterest paid or Compounded Quarterly | 0.20% | 0.30% | 0.40% | 0.30%0.20% $1k–$5k0.40% from $20k | $30 |
| 30 monthsInterest paid or Compounded Quarterly | 0.25% | 0.40% | 0.45% | 0.40%0.25% $1k–$5k0.45% from $20k | $100 |
| 48 monthsInterest paid or Compounded Quarterly | 0.30% | 0.56% | 0.65% | 0.56%0.30% $1k–$5k0.65% from $20k | $226 |
Sources (1)
- cnbmonmouth.com/accounts/ira-accounts · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.