Compare Bank & Credit Union Rates
Best CD rates in Chicago, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Chicago, IL
- 1.25%APY$641 over 60 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
1.25% interest rate · Effective Sep 29, 2026
Rate checked
More details - Parkway Bank & Trust CompanyCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · 4 branches
1.20%APY$615 over 60 months on $10,000Requirements
Product: Fixed rates; automatically renews at maturity. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 60 Month CD. Penalty for early withdrawal applies.
1.19% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$50 over 6 months on $10,000
Requirements
Product: Total T Certificate; 182-day term; interest rate and APY fixed for the term; interest accrues from day of deposit to day of withdrawal; interest paid at end of term by check or electronic credit to a NOW or Savings account; no compounding; interest not taxable by IRS until year of receipt; automatic renewal; no deposits after opening except at maturity.
Offer: 182-day term. Early withdrawal penalty is the greater of all interest to date or 30 days of interest, whether earned or not, due to tax deferral. APY accurate as of October 10, 2026.
1.00% interest rate · Effective Oct 10, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.00%APY$406 over 48 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
1.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.75%APY$75 over 1 year on $10,000
Requirements
Product: Rates are subject to change without notice.
0.75% interest rate · Effective Mar 15, 2017
Rate checked
More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.70%APY$140 over 24 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.70% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.50%APY$50 over 1 year on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - Fellowship Credit UnionTime Shared Certificates (Certificate of Deposits)CD · 36 months · $1,000 min
Credit union · 1 branch
0.45%APY$136 over 36 months on $10,000Requirements
Product: Deposit and designate at least $1,000.00; account must be open for 1 to 3 years.
0.45% interest rate · Effective Aug 1, 2021
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawals. To open a CD please visit one of our branches.
Offer: Penalty may be imposed for early withdrawal.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.20%APY$20 over 1 year on $10,000
Requirements
Product: Additional deposits are allowed. Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Additional deposits are allowed. Dividends compound monthly.
0.20% interest rate · Effective Sep 23, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Chicago, IL
473 CDs at 48 banks and credit unions · checked Oct 16–22
- Typical
- 1.75%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.21%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches