Bank · FDIC insured
Parkway Bank & Trust Company CD Rates
Parkway Bank & Trust Company’s best CD rate is 4.25% APY on an 8-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Parkway Bank & Trust Company’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Parkway Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Parkway Bank & Trust Company
4.25%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $281
CD Special 8-Month
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Parkway Bank & Trust Company CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo1.25%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo1.20%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Parkway Bank & Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special 8-Month
4.25%APY · 1 term
Limited-time promotional CD offer. Minimum investment $1,000. IRAs and commercial accounts are not eligible. Interest will not be compounded and will be posted at maturity. Automatically renews at maturity into a 6-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsLimited-time offer. Automatically renews at maturity into a 6-month CD at the then current rate. IRAs and commercial accounts are not eligible. Early withdrawal penalty applies. Interest will not be compounded; posted at maturity | 4.25% | $281 |
Sources (1)
- parkwaybank.com/CD%20Special · captured Oct 16, 2026
CD Special 5-Month
4.00%APY · 1 term
Limited-time promotional CD offer. Minimum investment $1,000. IRAs and commercial accounts are not eligible. Interest will not be compounded and will be posted at maturity. Automatically renews at maturity into a 6-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsLimited-time offer. Automatically renews at maturity into a 6-month CD at then current rate. IRAs and commercial accounts are not eligible. Early withdrawal penalty applies. Interest will not be compounded; posted at maturity | 4.00% | $165 |
Sources (1)
- parkwaybank.com/CD%20Special · captured Sep 17, 2026
Certificate of Deposit Special 13-Month ($5,000 Min)
1.25%APY · 1 term
Limited-time promotional CD offer. New money only. $5,000 minimum deposit to open. IRAs and commercial accounts are not eligible. Interest compounded daily and paid annually. Automatically renews at maturity into a 12-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsLimited-time offer. New money only. Automatically renews at maturity into a 12-month CD at the then current rate. IRAs and commercial accounts not eligible. Early withdrawal penalty applies. Interest compounded daily and paid annually | 1.25% | $135 |
Sources (1)
- parkwaybank.com/d/Certificate%20of%20Deposit%20Special · captured Oct 16, 2026
Certificates of Deposit (CDs)
Up to 1.20%APY · 11 terms
Fixed rates; automatically renews at maturity. Early withdrawals subject to penalty. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Penalty for early withdrawal applies | 0.30% | $8 |
| 6 months6 Month CD. Penalty for early withdrawal applies | 0.40% | $20 |
| 9 months9 Month CD. Penalty for early withdrawal applies | 0.65% | $49 |
| 12 months12 Month CD. Penalty for early withdrawal applies | 1.00% | $100 |
| 18 months18 Month CD. Penalty for early withdrawal applies | 1.00% | $150 |
| 24 months24 Month CD. Penalty for early withdrawal applies | 1.00% | $201 |
| 30 months30 Month CD. Penalty for early withdrawal applies | 1.00% | $252 |
| 36 months36 Month CD. Penalty for early withdrawal applies | 1.00% | $303 |
| 42 months42 Month CD. Penalty for early withdrawal applies | 1.00% | $354 |
| 48 months48 Month CD. Penalty for early withdrawal applies | 1.00% | $406 |
| 60 months60 Month CD. Penalty for early withdrawal applies | 1.20% | $615 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
CD Special 13-Month
3.25%APY · 1 term
Limited-time promotional CD offer. Minimum investment $1,000. Eligible for IRAs (for IRA rollovers, check must be present). Commercial accounts not eligible. Interest compounded daily and paid annually. Automatically renews at maturity into a 12-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsLimited-time offer. Automatically renews at maturity into a 12-month CD at the then current rate. Eligible for IRAs. Commercial accounts are not eligible. Early withdrawal penalty applies. Interest compounded daily and paid annually | 3.25% | $353 |
Sources (1)
- parkwaybank.com/cd-special-13-month.html · captured Oct 16, 2026
IRA Certificates of Deposit (CDs)
Up to 1.20%APY · 8 terms
IRA CD options available with traditional or Roth wrappers. $500 minimum opening deposit. No setup or monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $100 |
| 18 months18 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $150 |
| 24 months24 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $201 |
| 30 months30 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $252 |
| 36 months36 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $303 |
| 42 months42 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $354 |
| 48 months48 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.00% | $406 |
| 60 months60 Month IRA CD. $500 minimum opening deposit. Penalty for early withdrawal applies | 1.20% | $615 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.