Credit union · NCUA insured
77th Street Depot FCU
A $17.8M credit union headquartered in Chicago, IL, with 4,596 members and 1 branch in Illinois. Best rates: CDs 0.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—0.75%CD rates →
- Savings—0.50%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 77th Street Depot FCU
- Headquarters
- 5401 S Wentworth Ave Ste 26, Chicago, IL 60609-6300
- NCUA charter
- 2505
Branches
1 branch in Illinois
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Illinois
1 branch
- Main OfficeMain office5401 S Wentworth Ave Ste 26, Chicago, IL 60609Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.83% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio25.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.83%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 77th Street Depot FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.