Compare Bank & Credit Union Rates
Best CD rates in Connecticut
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Connecticut
- Franklin Trust Federal Credit UnionRegular CertificatesCD · 24 months · $1,000 min
Credit union · 1 branch
3.35%APY$681 over 24 months on $10,000Requirements
Product: Minimum balance on all share certificates: $1,000. Interest paid monthly. Substantial penalty for early withdrawal. 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
Offer: 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
3.30% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Minimum balance to earn stated APY $0.01. Minimum deposit to open account is $500.00. Early withdrawal penalties will be imposed and early withdrawals reduce APY earned. Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY.
3.25% interest rate · Effective Jul 13, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,763 over 60 months on $10,000
Requirements
Product: A $2,500 minimum deposit is required to earn stated dividend rates and yields. Penalty for early withdrawal varies according to maturity. Dividends are compounded and paid monthly.
3.25% interest rate
Rate checked
More details - 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Maximum deposit of $750,000. No monthly fees. Allows unlimited partial withdrawals with no penalty fee after 7 days of opening and funding the account; substantial penalty for early withdrawal within first 7 days. After initial funding deposit, additional deposits are not allowed even during 10-day grace period. Automatically renews into a 7 Month Flex CD at current rate.
Offer: Fixed rate for full 7-month term. Penalty-free unlimited withdrawals after first 7 days. Minimum opening deposit $1,000 required to earn APY. Maximum deposit $750,000.
3.20% interest rate · Balance cap $750,000 · Effective May 14, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalties – Substantial penalty for early withdrawal. Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.20% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. $1,000 minimum balance to open.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $500 minimum opening deposit unless otherwise noted. Early withdrawal penalties may apply.
Offer: Promotional rate. Subject to change at any time. Early withdrawal penalties may apply.
2.92% interest rate · Effective Oct 3, 2026
Rate checked
More details - Ellafi Federal Credit UnionAmplifi Saver Certificate AccountCD · 12 months · $500 min · up to $10,000
Credit union · 3 branches
3.00%APY$300 over 1 year on $10,000Requirements
Product: No withdrawals permitted until maturity. Only the first $10,000 earns dividends. Add funds anytime. Automatic renewal into the same term.
Offer: Maximum dividend-earning balance: $10,000. Withdrawals not permitted until maturity.
2.96% interest rate
Rate checked
More details - Albright Credit UnionSave to Win! Qualifying Certificate AccountCD · 12 months
Credit union · 2 branches
2.79%APY$279 over 1 year on $10,000Requirements
Product: Dividends are compounded daily and credited monthly using average daily balance. Substantial penalty for early withdrawal. Rates effective 9/21/2026.
Offer: You may win a $25 monthly cash prize!
2.75% interest rate · Compounded daily · Effective Sep 21, 2026
Rate checked
More details - Science Park Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000Requirements
Product: Minimum deposit of $1,000 required.
2.75% interest rate
Rate checked
More details - 2.53%APY$253 over 1 year on $10,000
Requirements
Product: $1000.00 Minimum amount to open certificate cannot add to certificate once established, rate does not change for term of certificate. Early withdrawals on Share Certificates with terms less than 12 months will incur a penalty of 90 days of dividends, whether earned or not. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not.
Offer: Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not.
2.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Connecticut
830 CDs at 88 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches