Credit union · NCUA insured
GHA Federal Credit Union CD Rates
GHA Federal Credit Union’s best CD rate is 2.53% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How GHA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Bridgeport, CT, where GHA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GHA Federal Credit Union
2.53%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $253
Certificate
Top rate
The First Bank of Greenwich
4.60%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $499
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
GHA Federal Credit Union CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo0.50%
- 31–60 months31–60 mo0.80%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GHA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 2.53%APY · 8 terms
$1000.00 Minimum amount to open certificate cannot add to certificate once established, rate does not change for term of certificate. Early withdrawals on Share Certificates with terms less than 12 months will incur a penalty of 90 days of dividends, whether earned or not. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawals on Share Certificates with terms less than 12 months will incur a penalty of 90 days of dividends, whether earned or not | 0.25% | $6 |
| 6 monthsEarly withdrawals on Share Certificates with terms less than 12 months will incur a penalty of 90 days of dividends, whether earned or not | 0.25% | $13 |
| 12 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 2.53% | $253 |
| 18 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 0.40% | $60 |
| 24 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 0.50% | $100 |
| 36 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 0.60% | $182 |
| 48 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 0.70% | $284 |
| 60 monthsEarly withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not | 0.80% | $408 |
Sources (1)
- ghafcu.org/Rates/Savings-Rates · captured Sep 19, 2026
Who can join GHA Federal Credit Union
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