Bank · FDIC insured
Washington Trust
A $6.6B bank, the 231st largest of 4,207, headquartered in Westerly, RI, with 28 branches in 2 states. Best rates: CDs 3.30% and savings 0.05% APY.
Washington Trust Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#39 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Washington Trust
Founded in 1800, The Washington Trust Company is headquartered in Westerly, Rhode Island.
Washington Trust Bancorp, Inc. is the publicly-owned holding company of The Washington Trust Company.
- Headquarters
- 23 Broad St, Westerly, RI 02891
- FDIC certificate
- 23623 ↗
Branches
28 branches in 2 states
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Rhode Island
27 branches
- The Washington Trust Company, of WesterlyMain office23 Broad St, Westerly, RI 02891Directions
- Barrington Branch236 County Road, Barrington, RI 02806Directions
- Block Island BranchOcean Avenue And Corn Neck Road, Block Island, RI 02807Directions
- Charlestown Branch4137 Old Post Rd, Charlestown, RI 02813Directions
- Coventry Branch732 Tiogue Ave, Coventry, RI 02816Directions
- Oaklawn Branch1203 Oaklawn Ave, Cranston, RI 02920Directions
- Plainfield Pike Branch2174 Plainfield Pike, Cranston, RI 02921Directions
- Reservoir Avenue Branch645 Reservoir Ave, Cranston, RI 02910Directions
- Cumberland Branch Office1900 Mendon Rd, Cumberland, RI 02864Directions
- East Greenwich Branch Office695 Main St, East Greenwich, RI 02818Directions
- East Providence Branch587 Taunton Ave, East Providence, RI 02914Directions
- Johnston Branch1383 Atwood Ave, Johnston, RI 02919Directions
- Bonnet Shores Branch885 Boston Neck Rd, Narragansett, RI 02882Directions
- Sweet Meadows Branch20 Point Judith Rd, Narragansett, RI 02882Directions
- North Kingstown Branch7625 Post Rd, North Kingstown, RI 02852Directions
- North Providence Branch1588 Mineral Spring Ave, North Providence, RI 02904Directions
- East Side Branch229 Waterman St, Providence, RI 02906Directions
- Olneyvilled Branch1917 Westminster Street, Providence, RI 02909Directions
- Westminster Street Branch156 Westminster St, Providence, RI 02903Directions
- Rumford Branch330 Newport Ave, Rumford, RI 02916Directions
- Smithfield Branch371 Putnam Pike, Smithfield, RI 02917Directions
- Wakefield Branch730 Kingstown Rd, Wakefield, RI 02879Directions
- Centerville Road Branch236 Centerville Road (rt. 117), Warwick, RI 02886Directions
- Governor Francis Branch1473 Warwick Ave, Warwick, RI 02888Directions
- Franklin Street Branch126 Franklin St, Westerly, RI 02891Directions
- Mcquade'S Westerly Branch106 Main St, Westerly, RI 02891Directions
- Richmond Branch1200 Main St, Wyoming, RI 02898Directions
Connecticut
1 branch
- Mcquade'S Mystic Branch14 Clara Dr, Mystic, CT 06355Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.92% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.78% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.90% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio8.92%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.78%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.90%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Washington Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.