Best 6-month CD rates

Requirements

Product: Standard Certificate requires $500 minimum deposit, deposited once at account opening and remaining in place until maturity. Monthly dividends. Rollover at maturity with 10-day grace period. Early standard certificate withdrawals penalty: 50% of remaining unearned interest or 180 days worth of interest.

Offer: Monthly dividends; Rollover at maturity

Requirements

Product: Dividends are paid quarterly and at maturity. Minimum deposit of $500 required except for Star Saver. Early withdrawal penalties apply.

Requirements

Product: Grand Reopening Rates / Renovate Your Rate special. Available to new customers and existing West Michigan Community Bank Jenison Branch customers only. New customers must not have had a relationship with West Michigan Community Bank in the last six months. Offer only available at the Jenison Branch using promo code RENOVATE. Limited time offer. Bank may end this offer without notice.

Offer: Requires a $1,000 minimum balance to earn the APY which is paid until maturity and compounded and paid quarterly. Early withdrawal penalties apply. At renewal, CD will renew as a 6-month CD at the current posted rate. Jenison Branch only with promo code RENOVATE.

Requirements

Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.

Offer: Limited time offer. Minimum balance to earn dividends is $1,000.

Requirements

Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.

Offer: Paid monthly.

Requirements

Product: Dividends compounded and credited monthly. Account automatically renews.

Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period.

Requirements

Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.

Requirements

Product: Minimum deposit of $1,000 required to open and obtain APY. Monthly compounding dividends. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty.

Requirements

Product: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Fees could reduce earnings.

Offer: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal.

Requirements

Product: CLFCU membership required (open a $5 membership savings account; eligible if living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is a member). Early withdrawal penalties may be assessed.

Offer: Limited time special. Must have eStatements to be eligible for special certificate rates. Rate Guard does not apply.

Requirements

Product: Minimum deposit of $1,000 to open certificate ($500 for primary members under age 18). Minimum of $500 balance required to earn dividends. Penalty for early withdrawal.

Offer: Opening minimum is $500 for primary members under age 18.

Requirements

Product: Golden Eagle Members must maintain a minimum of $10,000 within their deposit accounts (membership savings, club savings, certificates or IRAs). Dividends compounded and credited monthly.

Offer: Fixed rate. Compounded and credited monthly. Minimum to earn dividends is $5,000.

Requirements

Product: Must meet JetStream FCU membership eligibility. Dividends compounded and paid monthly.

Offer: Fixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500.

Requirements

Product: Penalty for early withdrawal.