Credit union · NCUA insured
Community Link FCU CD Rates
Community Link FCU’s best CD rate is 4.50% APY on a 19-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Community Link FCU’s CD rates compare
Compared with banks and credit unions near Huntington, IN, where Community Link FCU has the most branches. $10,000, best rate first.
This credit union’s best
Community Link FCU
4.50%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $722
Share Certificates
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
3rd-highest rate
Everwise Credit Union
4.47%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $562
Community Link FCU CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.50%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Link FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.50%APY · 6 terms
CLFCU membership required (open a $5 membership savings account; eligible if living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is a member). Early withdrawal penalties may be assessed.
| Term | APY · $500 and up | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 6 monthsLimited time special. Must have eStatements to be eligible for special certificate rates. Rate Guard does not apply | 4.00% | — | — | — | — | 4.00% | $198 |
| 12 months | — | 0.25% | 0.38% | 0.43% | 0.50% | 0.43%0.25% $1k–$5k0.38% $5k–$10k0.50% from $25k | $43 |
| 12 monthsLimited time special. Must have eStatements to be eligible for special certificate rates. Rate Guard does not apply | 4.25% | — | — | — | — | 4.25% | $425 |
| 19 monthsLimited time special. Must have eStatements to be eligible for special certificate rates. Rate Guard does not apply | 4.50% | — | — | — | — | 4.50% | $722 |
| 24 months | — | 0.25% | 0.38% | 0.50% | 0.63% | 0.50%0.25% $1k–$5k0.38% $5k–$10k0.63% from $25k | $100 |
| 36 months | — | 0.38% | 0.50% | 0.63% | 0.75% | 0.63%0.38% $1k–$5k0.50% $5k–$10k0.75% from $25k | $190 |
| 60 months | — | 0.50% | 0.63% | 0.75% | 0.85% | 0.75%0.50% $1k–$5k0.63% $5k–$10k0.85% from $25k | $381 |
Sources (3)
- communitylinkfcu.com/current-promotions
- communitylinkfcu.com/frequently-asked-questions
- communitylinkfcu.com/rates
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 0.75%APY · 4 terms
CLFCU membership required (open a $5 membership savings account; eligible if living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is a member). Early withdrawal penalties may be assessed.
| Term | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 months | 0.25% | 0.38% | 0.43% | 0.50% | 0.43%0.25% $1k–$5k0.38% $5k–$10k0.50% from $25k | $43 |
| 24 months | 0.25% | 0.38% | 0.50% | 0.63% | 0.50%0.25% $1k–$5k0.38% $5k–$10k0.63% from $25k | $100 |
| 36 months | 0.38% | 0.50% | 0.63% | 0.75% | 0.63%0.38% $1k–$5k0.50% $5k–$10k0.75% from $25k | $190 |
| 60 months | 0.50% | 0.63% | 0.75% | 0.85% | 0.75%0.50% $1k–$5k0.63% $5k–$10k0.85% from $25k | $381 |
Sources (2)
All captured Oct 5, 2026
Student Share Certificates
0.63%APY · 1 term
Available to open or renew for youth age 17 and under. Unlimited deposits of $25 or more allowed. Early withdrawal penalty: Loss of 6 months dividends. CLFCU membership requirements apply.
| Term | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 36 monthsRate references rate schedule for 36 Month Certificate | 0.38% | 0.50% | 0.63% | 0.75% | 0.63%0.38% $1k–$5k0.50% $5k–$10k0.75% from $25k | $190 |
Sources (3)
- communitylinkfcu.com/frequently-asked-questions
- communitylinkfcu.com/rates
- communitylinkfcu.com/student-banking
All captured Oct 5, 2026
Who can join Community Link FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.