Credit union · NCUA insured
Barksdale Federal Credit Union CD Rates
Top CarrotBarksdale Federal Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Barksdale Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Shreveport, LA, where Barksdale Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Barksdale Federal Credit Union
4.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $425
Plus Point Certificate
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $214
Barksdale Federal Credit Union CD score
94
CD score
Higher than 95% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Barksdale Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.25%APY · 6 terms
Dividends compounded and credited monthly. Account automatically renews.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period | 4.00% | $198 |
| 12 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period | 4.00% | $400 |
| 24 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $868 |
| 36 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,330 |
| 48 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,811 |
| 60 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $2,313 |
Plus Point Certificate
4.25%APY · 5 terms
To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal | 4.25% | $425 |
| 24 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 4.25% | $868 |
| 36 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 4.25% | $1,330 |
| 48 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 4.25% | $1,811 |
| 60 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 4.25% | $2,313 |
Flex Certificate
3.75%APY · 3 terms
Variable Rate - Member has discretion. Rate can be increased one time when the Certificate Account 2-year term rate exceeds the Flex Certificate initial rate. Not automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAdditional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 3.75% | $764 |
| 36 monthsAdditional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 3.75% | $1,168 |
| 60 monthsAdditional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal | 3.75% | $2,021 |
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 5 terms
Applies to Traditional, Roth, and Coverdell Education IRA Certificates. Dividends compounded and credited monthly. Account automatically renews.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period | 4.00% | $400 |
| 24 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $868 |
| 36 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,330 |
| 48 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,811 |
| 60 monthsFixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $2,313 |
Plus Point IRA Certificate
4.25%APY · 5 terms
To open Plus Point IRA Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $425 |
| 24 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $868 |
| 36 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,330 |
| 48 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $1,811 |
| 60 monthsFixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period | 4.25% | $2,313 |
Who can join Barksdale Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, or own a business in specified parishes and counties throughout Louisiana, Arkansas, Mississippi, and Texas.
Employers and groups
- Eligibility is open to full-time or part-time employees of one of over 1,000 Select Employee Groups.
Military, government and schools
- Eligibility is open to active military or civilian employees at Barksdale Air Force Base.
- Eligibility is open to active military or civilian employees at Fort Johnson Army Post.
- Eligibility is open to honorably discharged or retired veterans who served in any branch of the United States Armed Services.
Family and household
- Eligibility is open to members of the immediate family or household of a current Barksdale Federal member or any person eligible for membership.
1 more way to join
Other ways
- Eligibility is available by qualifying through the Financial Fitness Association.
Membership information collected October 5, 2026.