Credit union · NCUA insured
JetStream FCU
A $287.6M credit union headquartered in Miami Lakes, FL, with 14,206 members and 6 branches in 2 states. Best rates: CDs 4.00% and savings 0.35% APY.
JetStream FCU Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#41 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About JetStream FCU
Founded in 1948, JetStream Federal Credit Union is a member-owned financial institution.
- Headquarters
- 7900 Oak Ln Ste 300, Miami Lakes, FL 33016
- NCUA charter
- 24718
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in, or businesses and other legal entities located in Broward or Miami-Dade Counties, FL, or in Carolina, Trujillo Alto, and San Juan, PR.
Employers and groups
- Eligibility is open to employees of partner companies / Select Employee Groups (SEGs).
Family and household
- Eligibility is open to immediate family and household members of current JetStream Federal Credit Union members, and businesses they may own.
Other ways
- Eligibility is open to volunteers in the community.
Cost to join
- An initial deposit check of $25 payable to JetStream FCU is required when submitting a membership application by mail.
Branches
6 branches in 2 states
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Florida
5 branches
- Corporate OfficeMain office7900 Oak Ln Ste 300, Miami Lakes, FL 33016Directions
- Doral Branch1200 NW 78th Ave Ste 109, Doral, FL 33126Directions
- Mercy Branch3663 S Miami Ave Fl 2, Miami, FL 33133Directions
- Miami Center7500 NW 58th St, Miami, FL 33166Directions
- Miami Lakes15420 NW 77th Ct, Miami Lakes, FL 33016Directions
Puerto Rico
1 branch
- Puerto RicoCarretera Estatal 190 km 0.7 Suite 101, URB Industrial LA Ceramica, Carolina, PR 00984Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.97% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.32% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.66% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio9.97%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.32%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.66%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of JetStream FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.