Bank · FDIC insured
West Michigan Community Bank CD Rates
West Michigan Community Bank’s best CD rate is 4.00% APY on a 6-month CD. Rates checked October 16, 2026.
How West Michigan Community Bank’s CD rates compare
Compared with banks and credit unions in Michigan, where West Michigan Community Bank has the most branches. $10,000, best rate first.
This bank’s best
West Michigan Community Bank
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $198
6-Month CD
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
6-Month CD
4.00%APY · 1 term
Grand Reopening Rates / Renovate Your Rate special. Available to new customers and existing West Michigan Community Bank Jenison Branch customers only. New customers must not have had a relationship with West Michigan Community Bank in the last six months. Offer only available at the Jenison Branch using promo code RENOVATE. Limited time offer. Bank may end this offer without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires a $1,000 minimum balance to earn the APY which is paid until maturity and compounded and paid quarterly. Early withdrawal penalties apply. At renewal, CD will renew as a 6-month CD at the current posted rate. Jenison Branch only with promo code RENOVATE | 4.00% | $198 |
Sources (1)
- wmcb.bank/renovate-your-rate · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.