Bank · FDIC insured
West Michigan Community Bank
A $1.2B bank headquartered in Hudsonville, MI, with 7 branches in Michigan. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings—4.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Michigan Community Bank
West Michigan Community Bank was founded in 1976 as the Bank of Hudsonville to focus on the needs of local businesses and individuals.
The bank remains focused on the West Michigan community.
- Headquarters
- 3467 Kelly St, Hudsonville, MI 49426
- FDIC certificate
- 22308 ↗
Branches
7 branches in Michigan
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Michigan
7 branches
Grand Rapids area · 2
- Cascade Branch4797 Cascade Rd Se, Grand Rapids, MI 49546Directions
- Downtown Grand Rapids Branch51 Ionia Ave Sw, Grand Rapids, MI 49503Directions
Holland area · 2
- Holland Branch99 E 8th St, Holland, MI 49423Directions
- North Holland Branch82 Douglas Ave, Holland, MI 49424Directions
Hudsonville area · 1
- West Michigan Community BankMain office3467 Kelly St, Hudsonville, MI 49426Directions
Jenison area · 1
- Jenison Branch437 Baldwin St, Jenison, MI 49428Directions
Zeeland area · 1
- Zeeland Mi Branch107 N State St, Zeeland, MI 49464Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.22% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.46% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio9.22%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Michigan Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.