Credit union · NCUA insured
JetStream FCU CD Rates
JetStream FCU’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How JetStream FCU’s CD rates compare
Compared with banks and credit unions near Miami, FL, where JetStream FCU has the most branches. $10,000, best rate first.
This credit union’s best
JetStream FCU
4.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $198
Golden Eagle Certificates
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
JetStream FCU CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo2.53%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where JetStream FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.00%APY · 7 terms
Must meet JetStream FCU membership eligibility. Dividends compounded and paid monthly.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $10,000 | — | 0.50% | 0.50% | $12 |
| 6 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 4.00% | — | 4.00% | $198 |
| 12 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 4.00% | — | 4.00% | $400 |
| 18 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 2.02% | — | 2.02% | $305 |
| 24 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $512 |
| 36 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $778 |
| 60 monthsFixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $1,331 |
Sources (2)
All captured Oct 5, 2026
Golden Eagle Certificates
4.00%APY · 2 terms
Golden Eagle Members must maintain a minimum of $10,000 within their deposit accounts (membership savings, club savings, certificates or IRAs). Dividends compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $5,000 | 4.00% | $198 |
| 12 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $5,000 | 4.00% | $400 |
Sources (1)
- jetstreamfcu.org/our-rates/savings-rates · captured Oct 5, 2026
Jumbo Certificates
4.00%APY · 2 terms
Must meet JetStream FCU membership eligibility. Dividends compounded and paid monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Minimum deposit/balance and minimum to earn dividends: $50,000. Compounded monthly | 4.00% | — |
| 12 monthsFixed rate. Minimum deposit/balance and minimum to earn dividends: $50,000. Compounded monthly | 4.00% | — |
Sources (1)
- jetstreamfcu.org/our-rates/savings-rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 7 terms
Dividends compounded and credited monthly. IRA Certificate account available with terms ranging from 6 to 60 months (and 3-month on schedule).
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $10,000 | — | 0.50% | 0.50% | $12 |
| 6 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 4.00% | — | 4.00% | $198 |
| 12 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 4.00% | — | 4.00% | $400 |
| 18 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 2.02% | — | 2.02% | $305 |
| 24 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $512 |
| 36 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $778 |
| 60 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividends is $500 | 2.53% | — | 2.53% | $1,331 |
Sources (2)
All captured Oct 5, 2026
Who can join JetStream FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in, or businesses and other legal entities located in Broward or Miami-Dade Counties, FL, or in Carolina, Trujillo Alto, and San Juan, PR.
Employers and groups
- Eligibility is open to employees of partner companies / Select Employee Groups (SEGs).
Family and household
- Eligibility is open to immediate family and household members of current JetStream Federal Credit Union members, and businesses they may own.
Other ways
- Eligibility is open to volunteers in the community.
Cost to join
- An initial deposit check of $25 payable to JetStream FCU is required when submitting a membership application by mail.
Membership information collected October 5, 2026.