Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1351–1365 of 3,421 results
- 1st Street Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.29%–3.39% by balance
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.29% $75,000 and up 3.34% $150,000 and up 3.39% Rate checked
More details - Minnequa Works Credit UnionCertificates of DepositCD · 60 months · $2,500 min · 3.29%–3.34% by balance
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Interest is compounded and credited quarterly. Dividends can be added to principal or paid to a share account. Rates subject to change without notice. Early withdrawal penalties apply.
Offer: Compounded/Credited quarterly
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 and upYour amount 3.29% $50,000 and upJumbo tier; 3.34% Rate checked
More details - Great Falls Federal Credit UnionShare Certificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Offer: Minimum deposit to earn dividends: $1000.00
3.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - First National BankCertificate of DepositCD · 60 months · $100 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. APY on certificates of deposit with term lengths indicated in a range of days/months is calculated on the maximum term length.
Offer: Early withdrawal penalty may apply.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Los Alamos Schools Credit Union60 Month Certificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,0003.25% interest rate · Effective Sep 16, 2026
Rate checked
More details - 1st Bergen FCUShare CertificateCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Deposit up to $10,000 for a set period of time with interest deposited quarterly.
3.25% interest rate
Rate checked
More details - Infirmary FCUShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
3.25% interest rate · Effective Sep 1, 2026
Rate checked
More details - Christian Family Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.29%–3.55% by balance
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Early withdrawals subject to penalty. Membership eligibility required. Opening minimum is $500 according to general disclosures, but rate schedule tiers begin at $1,000.
3.25% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $49,999Your amount 3.29% $50,000 and up 3.55% Rate checked
More details - Eaton Family Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Minimum deposit to open is $500. Dividends are compounded quarterly using the daily balance method. Monthly dividend payments are available for balances of $10,000 or more. Early withdrawal from a Certificate of Deposit will incur a penalty.
3.25% interest rate · Compounded quarterly · Effective Apr 1, 2026
Rate checked
More details - Ukrainian National Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Dividends on 3-month and 6-month share certificates are accrued daily and credited at maturity. Dividends on share certificates termed 12 months or longer are accrued daily and credited quarterly. Additions not permitted until maturity. Early withdrawal penalty applies (50% of dividend that would be earned over term on amount withdrawn). Membership eligibility required.
Offer: Dividends accrued daily and credited quarterly.
3.25% interest rate · Effective Aug 11, 2026
Rate checked
More details - Bank of DeerfieldCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.28%APY$1,751 over 60 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Rates as of September 18, 2026.
3.25% interest rate · Effective Sep 18, 2026
Rate checked
More details - LNB Community BankCertificates of DepositCD · 60 months · $500 min · up to $10,000
Bank · Add a location to see nearby branches
3.28%APY$1,751 over 60 months on $10,000on balances up to $10,000Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
Offer: <$10M
3.25% interest rate · Effective Sep 22, 2026
Rate checked
More details - Community BankCertificates of DepositCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
3.28%APY$1,751 over 60 months on $10,000Requirements
Offer: A penalty will or may be imposed for early withdrawal
Effective Sep 30, 2026
Rate checked
More details - Bridgeton Onized Federal Credit UnionRegular Share Certificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.28%APY$1,751 over 60 months on $10,000Requirements
Product: Secured by NCUSIF. Can open with as little as $1,000. Terms from six months to five years. Membership eligibility required.
Effective Oct 1, 2026
Rate checked
More details - First National BankCertificate of DepositCD · 60 months · $1,000 min · 3.17%–3.28% by balance
Bank · Add a location to see nearby branches
3.28%APY$1,751 over 60 months on $10,000Requirements
Product: Deposit account rates may change after account opening. Penalty for early withdrawals may be applied to Time Deposit accounts (CDs). * Daily Balance is the amount of principal in the account each day. ** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce earnings.
Offer: Term: 60 Months. Frequency of Compounding: Semi-annually. Frequency of Crediting: Semi-annually.
3.25% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and upYour amount 3.28% $100,000 and up 3.17% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank