Credit union · NCUA insured
Minnequa Works Credit Union CD Rates
Minnequa Works Credit Union’s best CD rate is 4.06% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Minnequa Works Credit Union’s CD rates compare
Compared with banks and credit unions near Pueblo, CO, where Minnequa Works Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Minnequa Works Credit Union
4.06%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $510
Certificates of Deposit
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Minnequa Works Credit Union CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.29%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Minnequa Works Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.06%APY · 10 terms
Interest is compounded and credited quarterly. Dividends can be added to principal or paid to a share account. Rates subject to change without notice. Early withdrawal penalties apply.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsCompounded/Credited quarterly | 3.29% | — | — | 3.29% | $81 |
| 6 monthsCompounded/Credited quarterly | 3.40% | — | — | 3.40% | $169 |
| 12 monthsCompounded/Credited quarterly | 3.70% | — | — | 3.70% | $370 |
| 15 monthsCompounded/Credited quarterly | 4.06% | — | — | 4.06% | $510 |
| 18 monthsCompounded/Credited quarterly | 3.24% | — | — | 3.24% | $490 |
| 24 monthsCompounded/Credited quarterly | 3.80% | — | — | 3.80% | $774 |
| 30 monthsCompounded/Credited quarterly | 1.00% | — | — | 1.00% | $252 |
| 36 months; Compounded/Credited quarterly | — | — | 3.29% | —3.29% from $50k | — |
| 36 monthsCompounded/Credited quarterly | 3.23% | — | — | 3.23% | $1,002 |
| 48 months; Compounded/Credited quarterly | — | — | 3.24% | —3.24% from $50k | — |
| 48 monthsCompounded/Credited quarterly | — | 3.19% | — | 3.19% | $1,337 |
| 60 months; Compounded/Credited quarterly | — | — | 3.34% | —3.34% from $50k | — |
| 60 monthsCompounded/Credited quarterly | — | 3.29% | — | 3.29% | $1,757 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA / ROTH / Educational / CD's
Up to 3.80%APY · 6 terms
Covers Traditional IRA, Roth IRA, and Educational CDs. No maintenance fees. Compounded and credited quarterly. Penalty may apply for early withdrawal.
| Term | APY · $1,000 and up | APY · $2,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsCompounded/Credited quarterly | 3.70% | — | — | 3.70% | $370 |
| 18 monthsCompounded/Credited quarterly | 3.24% | — | — | 3.24% | $490 |
| 24 monthsCompounded/Credited quarterly | 3.80% | — | — | 3.80% | $774 |
| 36 months; Compounded/Credited quarterly | — | — | 3.29% | —3.29% from $50k | — |
| 36 monthsCompounded/Credited quarterly | 3.23% | — | — | 3.23% | $1,002 |
| 48 months; Compounded/Credited quarterly | — | — | 3.24% | —3.24% from $50k | — |
| 48 monthsCompounded/Credited quarterly | — | 3.19% | — | 3.19% | $1,337 |
| 60 months; Compounded/Credited quarterly | — | — | 3.34% | —3.34% from $50k | — |
| 60 monthsCompounded/Credited quarterly | — | 3.29% | — | 3.29% | $1,757 |
Sources (2)
All captured Oct 4, 2026
Who can join Minnequa Works Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Colorado residents who live or work in Pueblo County, Fremont County, Huerfano County, Las Animas County, Otero County, Crowley County, Alamosa County, Saguache County, or Chaffee County are eligible for membership.
- Colorado residents who worship at any church in Pueblo County are eligible for membership.
Employers and groups
- Members of the Bessemer Historical Society/Steelworks Center of the West who are Colorado residents at account opening are eligible for membership.
- EVRAZ (CF&I) Steel Mill employees and their families who are Colorado residents at account opening are eligible for membership.
- Colorado residents who become members of the Minnequa Works Helping Hands Foundation are eligible for membership.
- Parkview Hospital (UC Health) employees and their families who are Colorado residents at account opening are eligible for membership.
1 more way to join
Military, government and schools
- Pueblo County employees and their families who are Colorado residents at account opening are eligible for membership.
Membership information collected October 4, 2026.