Credit union · NCUA insured
Great Falls Federal Credit Union CD Rates
Top CarrotGreat Falls Federal Credit Union’s best CD rate is 3.40% APY on a 2-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Great Falls Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Augusta, ME, where Great Falls Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Falls Federal Credit Union
3.40%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $692
Share Certificate of Deposit
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Winthrop Area Federal Credit Union
4.28%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,331
Great Falls Federal Credit Union CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Falls Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 3.40%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit to earn dividends: $1000.00 | 3.35% | $335 |
| 24 monthsMinimum deposit to earn dividends: $1000.00 | 3.40% | $692 |
| 36 monthsMinimum deposit to earn dividends: $1000.00 | 3.40% | $1,055 |
| 48 monthsMinimum deposit to earn dividends: $1000.00 | 3.29% | $1,382 |
| 60 monthsMinimum deposit to earn dividends: $1000.00 | 3.29% | $1,757 |
Sources (1)
- greatfallsfcu.com/accounts/cer…ate-of-deposit-auburn-me · captured Oct 3, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.40%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit to earn dividends: $1000.00 | 3.35% | $335 |
| 24 monthsMinimum deposit to earn dividends: $1000.00 | 3.40% | $692 |
| 36 monthsMinimum deposit to earn dividends: $1000.00 | 3.40% | $1,055 |
| 48 monthsMinimum deposit to earn dividends: $1000.00 | 3.29% | $1,382 |
| 60 monthsMinimum deposit to earn dividends: $1000.00 | 3.29% | $1,757 |
Sources (1)
- greatfallsfcu.com/accounts/cer…ate-of-deposit-auburn-me · captured Oct 3, 2026
Who can join Great Falls Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the field of membership (Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Lisbon Falls, Livermore, Litchfield, Mechanic Falls, Minot, Monmouth, Poland, Sabattus, Turner, and Wales) are eligible for membership.
Family and household
- Individuals who have a family member who is already an existing member of Great Falls Credit Union are eligible for membership.
Cost to join
- Make a minimum deposit of $5 to open a savings account and establish membership.
- Open and maintain a Share Account with a minimum balance of $25.00.
Membership information collected October 4, 2026.