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Credit union · NCUA insured

Great Falls Federal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

Great Falls Federal Credit Union’s best CD rate is 3.40% APY on a 2-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.

How Great Falls Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Augusta, ME, where Great Falls Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Great Falls Federal Credit Union

    3.40%APY

    Term
    24 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $692

    Share Certificate of Deposit

  • Top Carrot, Carrot Score 92

    Top rate

    Northeast Bank

    4.55%APY

    Term
    12 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $455

    Northeast Bank rates

  • 2nd-highest rate

    Winthrop Area Federal Credit Union

    4.28%APY

    Term
    60 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $2,331

    Winthrop Area Federal Credit Union rates

Compare CD rates near you →

Great Falls Federal Credit Union CD score

74

CD score

Higher than 35% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo3.35%
  • 16–30 months16–30 mo3.40%
  • 31–60 months31–60 mo3.40%
  • QualifiedQualified3.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Great Falls Federal Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Great Falls Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in the field of membership (Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Lisbon Falls, Livermore, Litchfield, Mechanic Falls, Minot, Monmouth, Poland, Sabattus, Turner, and Wales) are eligible for membership.

Family and household

  • Individuals who have a family member who is already an existing member of Great Falls Credit Union are eligible for membership.

Cost to join

  • Make a minimum deposit of $5 to open a savings account and establish membership.
  • Open and maintain a Share Account with a minimum balance of $25.00.

Membership information collected October 4, 2026.

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