Credit union · NCUA insured
Infirmary FCU CD Rates
Infirmary FCU’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Infirmary FCU’s CD rates compare
Compared with banks and credit unions near Mobile, AL, where Infirmary FCU has the most branches. $10,000, best rate first.
This credit union’s best
Infirmary FCU
4.06%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $406
Share Certificate
Top rate
United Bank
4.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $660
2nd-highest rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
Infirmary FCU CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.29%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Infirmary FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.06%APY · 6 terms
Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 12 months | 4.06% | $406 |
| 24 months | 3.80% | $774 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.29% | $1,757 |
Sources (2)
All captured Sep 19, 2026
Who can join Infirmary FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who works in the healthcare industry (professionals and support staff) in Mobile, Baldwin, and Escambia counties in Alabama is eligible for membership.
Family and household
- Immediate family members of healthcare workers in Mobile, Baldwin, and Escambia counties in Alabama, or of existing TIFCU members, are eligible for membership.
Cost to join
- A refundable deposit of $5 into a Share (Savings) Account is required to join; there is no membership fee.
Membership information collected October 4, 2026.