Credit union · NCUA insured
Eaton Family Credit Union CD Rates
Eaton Family Credit Union’s best CD rate is 3.55% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Eaton Family Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Eaton Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eaton Family Credit Union
3.55%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $537
Certificate of Deposit
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Eaton Family Credit Union CD score
75
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo2.42%
- 9–15 months9–15 mo3.49%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eaton Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.55%APY · 8 terms
Minimum deposit to open is $500. Dividends are compounded quarterly using the daily balance method. Monthly dividend payments are available for balances of $10,000 or more. Early withdrawal from a Certificate of Deposit will incur a penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.42% | $120 |
| 12 months | 3.49% | $349 |
| 12 monthsRates for the 12 Month Bump CD can be raised once anytime and renewed for another 12 months | 3.39% | $339 |
| 18 months | 3.55% | $537 |
| 24 months | 3.03% | $615 |
| 36 months | 3.08% | $953 |
| 48 months | 3.18% | $1,334 |
| 60 months | 3.29% | $1,757 |
| 60 monthsRates for the 60 Month Bump CD can be raised 3 times during the 5-year term | 3.03% | $1,610 |
Sources (2)
All captured Sep 17, 2026
Who can join Eaton Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Lake or Cuyahoga counties, Ohio are eligible for membership.
Employers and groups
- Employees of Eaton Corporation are eligible for membership.
- Employees of Select Employer Groups are eligible for membership.
Cost to join
- Members must deposit and maintain a minimum balance of $5 in a savings account.
Membership information collected October 5, 2026.