Bank · FDIC insured
Community Bank CD Rates
Community Bank’s best CD rate is 4.06% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Community Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Bank
4.04%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $404
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Community Bank CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.28%
- 9–15 months9–15 mo4.04%
- 16–30 months16–30 mo4.04%
- 31–60 months31–60 mo3.28%
- QualifiedQualified4.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.06%APY · 6 terms
| Term | APY · Any balance | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months$2,500 minimum balance for 6-month CD; a penalty will or may be imposed for early withdrawal | — | 3.28% | 3.28% | $163 |
| 12 monthsA penalty will or may be imposed for early withdrawal | 4.00% | — | 4.00% | $400 |
| 24 monthsA penalty will or may be imposed for early withdrawal | 4.00% | — | 4.00% | $816 |
| 36 monthsA penalty will or may be imposed for early withdrawal | 3.00% | — | 3.00% | $927 |
| 48 monthsA penalty will or may be imposed for early withdrawal | 3.00% | — | 3.00% | $1,255 |
| 60 monthsA penalty will or may be imposed for early withdrawal | 3.25% | — | 3.25% | $1,734 |
Sources (2)
All captured Oct 5, 2026
Opening an account
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