Skip to content

Credit union · NCUA insured

Los Alamos Schools Credit Union CD Rates

Los Alamos Schools Credit Union’s best CD rate is 4.21% APY on an 11-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.

How Los Alamos Schools Credit Union’s CD rates compare

Compared with banks and credit unions near Los Alamos, NM, where Los Alamos Schools Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Los Alamos Schools Credit Union

    4.21%APY

    Term
    11 months
    Minimum
    $10,000
    Earns on $10,000
    $385

    11 Month Certificate of Deposit

  • Top Carrot, Carrot Score 87

    Top rate

    Del Norte Credit Union

    5.18%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $562

    Del Norte Credit Union rates

  • 2nd-highest rate

    ZIA CU

    4.29%APY

    Term
    24 months
    Minimum
    $1,000
    Earns on $10,000
    $876

    ZIA CU rates

Compare CD rates near you →

Los Alamos Schools Credit Union CD score

83

CD score

Higher than 64% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.77%
  • 9–15 months9–15 mo4.21%
  • 16–30 months16–30 mo3.29%
  • 31–60 months31–60 mo3.29%
  • QualifiedQualified4.21%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Los Alamos Schools Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Los Alamos Schools Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • Membership is open to all home school educators and students in Los Alamos County.
  • Membership is open to all Los Alamos School System employees, students, alumni, and retirees.
  • Membership is open to all employees and students of Montessori and Charter School Systems in Los Alamos County.
  • Membership is open to school affiliated organizations, including all their employees and membership.
  • Membership is open to all employees and students of UNM-Los Alamos.

Family and household

  • Membership is open to immediate family of members, defined as spouse, child, grandchild, parent, brother, sister, aunt, uncle, step-relatives of these types, and spouses of any of the above.
1 more way to join

Other ways

  • Individuals can become eligible for membership by making a one-time $100 donation to the Los Alamos Public Schools Foundation.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Los Alamos Schools Credit Union overview