Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 results
- WEOKIE Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Membership eligibility is required. $1,000 minimum opening deposit required. Fixed dividend rate. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less, and 3% for terms greater than 12 months. Additional deposits permitted anytime.
Offer: APY will vary based on the daily balance maintained.
Effective Sep 28, 2026
Rate checked
More details - Velocity Community Credit UnionMember CertificateCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce earnings. Penalty may be imposed for early withdrawal.
3.87% interest rate · Effective Oct 1, 2026
Rate checked
More details - Freedom Credit UnionTerm Share CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies: 90 days of dividends for terms less than 2 years; 180 days of dividends for terms 2 years or more. Dividends credited quarterly. Fees may reduce earnings.
3.89% interest rate · Effective Sep 24, 2026
Rate checked
More details - Kaua'i Federal Credit UnionJumbo CertificatesCD · 12 months
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,0003.89% interest rate · Effective Jun 1, 2026
Rate checked
More details - Grand Altitude Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Grand Altitude FCU membership is required. Certificate dividends pay annually, at maturity or monthly upon request. Early withdrawal penalties apply. Fees may reduce earnings. Rates may change without notice.
3.95% interest rate
Rate checked
More details - FirsTier BankCertificates of Deposit (CD’s)CD · 12 months
Bank · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
3.88% interest rate · Effective Sep 21, 2026
Rate checked
More details - Firefighters Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,0003.88% interest rate · Effective Sep 21, 2026
Rate checked
More details - IBEW Federal Credit UnionRegular CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,0003.89% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.95%APY$395 over 1 year on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
Rate checked
More details - Nebraska State Employees Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Rates are subject to change.
3.88% interest rate · Effective Sep 1, 2026
Rate checked
More details - Bank of CommerceCertificate of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
Offer: Interest paid quarterly.
3.89% interest rate · Effective Aug 20, 2026
Rate checked
More details - C-B-W Schools Federal Credit UnionShare CertificatesCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Fixed interest rate for the length of the maturity term. Early withdrawal penalties apply (30 days of interest on terms under 2 years; 90 days of interest on 2-year and 3-year terms).
Offer: High Yield – 1 Year Certificate. 30-day interest early withdrawal penalty.
3.95% interest rate · Effective Sep 1, 2026
Rate checked
More details - Community National BankCertificate of Deposit (CD) AccountsCD · 12 months · $1,000 min · 3.64%–4.15% by balance
Bank · Add a location to see nearby branches
3.94%APY$394 over 1 year on $10,000Requirements
Product: Substantial penalty for early withdrawal. Rates subject to change without notice. Other maturities upon request.
Offer: Interest paid or Compounded Quarterly
3.59% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Accounts Balance APY $1,000 – $5,000 3.64% $5,000 – $20,000Your amount 3.94% $20,000 and up 4.15% Rate checked
More details - State Bank of BottineauRegular CDsCD · 12 months · $100 min
Bank · Add a location to see nearby branches
3.94%APY$394 over 1 year on $10,000Requirements
Product: Fixed term interest rates. Penalty may be imposed for early withdrawal. Terms available from 6 to 60 months (and 3 months on rate chart).
Offer: A penalty may be imposed for early withdrawal.
3.90% interest rate · Effective Oct 13, 2026
Rate checked
More details - Odin State BankOne Year CertificateCD · 12 months · $500 min · 3.02%–3.94% by balance
Bank · Add a location to see nearby branches
3.94%APY$394 over 1 year on $10,000Requirements
Offer: Tier 1
3.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for One Year Certificate Balance APY $500 and up 3.02% $10,000 and upYour amountTier 2 3.94% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank