Credit union · NCUA insured
Kaua'i Federal Credit Union CD Rates
Kaua'i Federal Credit Union’s best CD rate is 4.20% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Kaua'i Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kapaa, HI, where Kaua'i Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kaua'i Federal Credit Union
4.20%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $637
Jumbo Certificates
Top rate
HawaiiUSA FCU
4.40%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $478
2nd-highest rate
Finance Factors
4.25%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $246
Kaua'i Federal Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kaua'i Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 4.20%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.45% | $171 |
| 9 months | 3.70% | $276 |
| 12 months | 3.95% | $395 |
| 18 months | 4.20% | $637 |
| 24 months | 4.20% | $858 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.20% | $1,789 |
| 60 months | 4.20% | $2,284 |
Sources (1)
- kauaicreditunion.org/rates · captured Oct 3, 2026
Share Certificates
Up to 4.00%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 9 months | 3.50% | $261 |
| 12 months | 3.75% | $375 |
| 18 months | 4.00% | $606 |
| 24 months | 4.00% | $816 |
| 36 months | 4.00% | $1,249 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.00% | $2,167 |
Impact Certificates
3.03%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.03% | $303 |
| 24 months | 3.03% | $615 |
| 36 months | 3.03% | $937 |
| 48 months | 3.03% | $1,268 |
| 60 months | 3.03% | $1,610 |
Sources (1)
- kauaicreditunion.org/rates · captured Oct 3, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
| 18 months | 4.00% | $606 |
| 24 months | 4.00% | $816 |
| 36 months | 4.00% | $1,249 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.00% | $2,167 |
Who can join Kaua'i Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.