Bank · FDIC insured
Odin State Bank
A $82.4M bank headquartered in Odin, MN, with 1 branch in Minnesota. Best rates: CDs 4.07% and savings 0.40% APY.
Odin State Bank Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#97 of 172 in MinnesotaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Odin State Bank
- Headquarters
- 101 E Main St, Odin, MN 56160
- FDIC certificate
- 14574 ↗
Branches
1 branch in Minnesota
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Minnesota
1 branch
- Odin State BankMain office101 E Main St, Odin, MN 56160Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.50% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 2.17% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -0.11% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $81 | $67 | — |
- CapitalLeverage ratio8.50%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent2.17%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-0.11%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$81Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Odin State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.