Credit union · NCUA insured
Nebraska State Employees Credit Union CD Rates
Nebraska State Employees Credit Union’s best CD rate is 4.11% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Nebraska State Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Lincoln, NE, where Nebraska State Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nebraska State Employees Credit Union
4.11%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $516
Share Certificates
Top rate
Cornhusker Bank
4.46%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,907
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Nebraska State Employees Credit Union CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo3.76%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nebraska State Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
Up to 4.11%APY · 3 terms
Annual Percentage Yield requires minimum balance of $500.00 to earn stated APYs and assumes interest and principal will remain on deposit until maturity. If the account is closed before interest is credited to your account, you may not receive the accrued interest. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Offer valid for a limited time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsOffer valid for a limited time | 3.85% | $287 |
| 15 monthsOffer valid for a limited time | 4.11% | $516 |
| 27 monthsOffer valid for a limited time | 4.05% | $934 |
Sources (2)
All captured Sep 18, 2026
Share Certificates
Up to 4.11%APY · 10 terms
Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.36% | $34 |
| 6 months | 2.02% | $100 |
| 9 months | 3.85% | $287 |
| 12 months | 3.95% | $395 |
| 15 months | 4.11% | $516 |
| 18 months | 3.95% | $598 |
| 24 months | 3.95% | $806 |
| 36 months | 3.76% | $1,171 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.55% | $1,906 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.95%APY · 7 terms
Traditional or Roth IRA certificates. Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.02% | $100 |
| 12 months | 3.95% | $395 |
| 18 months | 3.95% | $598 |
| 24 months | 3.95% | $806 |
| 36 months | 3.76% | $1,171 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.55% | $1,906 |
Sources (3)
All captured Sep 18, 2026
Who can join Nebraska State Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union are eligible for membership.
Military, government and schools
- Employees of Community Colleges funded in part by state funds are eligible for membership.
- All public employees (federal, county, city, state) including military personnel (Army Reserve & National Guard) in Dodge County, Nebraska are eligible for membership.
- Persons retired as pensioners or annuitants from the eligible employment groups qualify for membership.
- Employees of the State of Nebraska are eligible for membership.
- Any person whose regular place of employment is in any office building maintained by the State of Nebraska is eligible for membership.
2 more ways to join
Family and household
- Family members of persons within the field of membership are eligible for membership.
- Spouses of persons who die while within the field of membership are eligible for membership.
Membership information collected October 4, 2026.