Credit union · NCUA insured
Firefighters Credit Union
Top CarrotA $69.4M credit union headquartered in Draper, UT, with 3,466 members and 2 branches in Utah. Best rates: CDs 4.25% and savings 1.25% APY.
Firefighters Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#13 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Firefighters Credit Union
Firefighters Credit Union is a member-owned cooperative financial institution that has been serving Utah firefighters since 1929.
Firefighters Credit Union and P&S Credit Union announced plans to merge in October 2026.
- Headquarters
- 280 E 12300 S, Suite 104, Draper, UT 84020
- NCUA charter
- 67079
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time or part-time employees of a fire department located in the State of Utah are eligible for membership.
- Full-time, part-time, or volunteer firefighters for a fire department located in the State of Utah are eligible for membership.
- Retired firefighters from a fire department located in the State of Utah are eligible for membership.
Family and household
- Immediate family members (including parents, spouse, siblings, and children) of a current member in good standing are eligible for membership.
Branches
2 branches in Utah
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Utah
2 branches
Salt Lake City area · 1
- Firefighters Credit UnionMain office280 E 12300 S, Ste 104, Suite 104, Draper, UT 84020Directions
Ogden area · 1
- Firefighters Credit Union585 W 500 S, Ste 120, Suite 120, Bountiful, UT 84010Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.46% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio10.46%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Firefighters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.