Credit union · NCUA insured
IBEW Federal Credit Union CD Rates
IBEW Federal Credit Union’s best CD rate is 4.20% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How IBEW Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Salt Lake City, UT, where IBEW Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW Federal Credit Union
4.20%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,284
Regular Certificate
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Sallie Mae
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
IBEW Federal Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IBEW Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificate
Up to 4.20%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 12 months | 3.95% | $395 |
| 18 months | 3.95% | $598 |
| 24 months | 4.10% | $837 |
| 36 months | 4.10% | $1,281 |
| 48 months | 4.15% | $1,766 |
| 60 months | 4.20% | $2,284 |
Sources (1)
- ibewfcu.org/deposit-rates · captured Sep 24, 2026
Conductive Certificate
3.95%APY · 1 term
Add money as you go
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAdd money as you go | 3.95% | $806 |
Special-purpose accounts
IRA Certificate
Up to 4.20%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 12 months | 3.95% | $395 |
| 18 months | 3.95% | $598 |
| 24 months | 4.10% | $837 |
| 36 months | 4.10% | $1,281 |
| 48 months | 4.15% | $1,766 |
| 60 months | 4.20% | $2,284 |
Sources (1)
- ibewfcu.org/deposit-rates · captured Sep 24, 2026
Who can join IBEW Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.