Credit union · NCUA insured
Nebraska State Employees Credit Union
A $36.3M credit union headquartered in Lincoln, NE, with 3,092 members and 1 branch in Nebraska. Best rates: CDs 4.11% and savings 0.75% APY.
Nebraska State Employees Credit Union Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#8 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nebraska State Employees Credit Union
Nebraska State Employees Credit Union is a member-owned financial institution headquartered in Lincoln, Nebraska.
- Headquarters
- 330 S 16th St, Lincoln, NE 68508
- NCUA charter
- 65816
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union are eligible for membership.
Military, government and schools
- Employees of Community Colleges funded in part by state funds are eligible for membership.
- All public employees (federal, county, city, state) including military personnel (Army Reserve & National Guard) in Dodge County, Nebraska are eligible for membership.
- Persons retired as pensioners or annuitants from the eligible employment groups qualify for membership.
- Employees of the State of Nebraska are eligible for membership.
- Any person whose regular place of employment is in any office building maintained by the State of Nebraska is eligible for membership.
2 more ways to join
Family and household
- Family members of persons within the field of membership are eligible for membership.
- Spouses of persons who die while within the field of membership are eligible for membership.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Main OfficeMain office330 S 16th St, Lincoln, NE 68508Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $38 | $59 | — |
- CapitalNet worth ratio14.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$38Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nebraska State Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.