Credit union · NCUA insured
Freedom Credit Union
Top CarrotA $69.7M credit union headquartered in Provo, UT, with 4,437 members and 2 branches in Utah. Best rates: CDs 4.25% and savings 1.75% APY.
Freedom Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#7 of 25 in Provo, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Freedom Credit Union
Established in 1956 as Provo School District's credit union, Freedom Credit Union is now open to all residents of Utah County.
The credit union serves Utah County with two branch locations in Provo and Springville.
- Headquarters
- 815 N Freedom Blvd, Provo, UT 84604-3315
- NCUA charter
- 67129
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all residents of Utah County.
Branches
2 branches in Utah
Loading map…
Utah
2 branches
- Main OfficeMain office815 N Freedom Blvd, Provo, UT 84604Directions
- Springville Branch665 W 400 S, Springville, UT 84663Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.24% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio11.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.24%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Freedom Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.