Credit union · NCUA insured
Firefighters Credit Union CD Rates
Top CarrotFirefighters Credit Union’s best CD rate is 4.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Firefighters Credit Union’s CD rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters Credit Union
4.25%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,313
Certificate Accounts
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Sallie Mae
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Firefighters Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.25%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 3.95% | $395 |
| 18 months | 4.00% | $606 |
| 24 months | 4.10% | $837 |
| 30 months | 4.15% | $1,070 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.20% | $1,789 |
| 60 months | 4.25% | $2,313 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 3.95% | $395 |
| 18 months | 4.00% | $606 |
| 24 months | 4.10% | $837 |
| 30 months | 4.15% | $1,070 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.20% | $1,789 |
| 60 months | 4.25% | $2,313 |
Sources (2)
All captured Sep 24, 2026
Who can join Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time or part-time employees of a fire department located in the State of Utah are eligible for membership.
- Full-time, part-time, or volunteer firefighters for a fire department located in the State of Utah are eligible for membership.
- Retired firefighters from a fire department located in the State of Utah are eligible for membership.
Family and household
- Immediate family members (including parents, spouse, siblings, and children) of a current member in good standing are eligible for membership.
Membership information collected October 4, 2026.