Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results
- Fairmont Federal Credit UnionShare CertificatesCD · 12 months · $500 min · 4.15%–4.35% by balance
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Fixed rates throughout length of term. Dividends earned may be: Deposited into another account Compounded monthly back into the certificate Dividend-only penalty for early withdrawal Auto-renewed unless specified $500–$1,500 minimum deposit to open Request Info Membership eligibility requirements may apply
4.07% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 4.15% $100,000 and upJumbo Certificates 4.25% $250,000 and upJumbo Certificates 4.35% Rate checked
More details - Millard County Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Dividends compounded and credited monthly. Payment of dividends is based on available current and undivided earnings of MCCU. Some share certificates may not be available for online opening.
4.07% interest rate · Effective Oct 15, 2026
Rate checked
More details - Seattle BankCertificates of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Available nationwide. Fixed, predictable returns. Terms range from 3 months to 5 years (60 months). Interest compounded daily, paid quarterly. Penalty assessed for early withdrawal (90 days interest for terms <= 12 months, 180 days interest for terms > 12 months). No setup or service fees.
Offer: All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings.
Compounded daily
Rate checked
More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.
Offer: All balance tiers.
Compounded daily
Rate checked
More details - ICCUCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
4.09% interest rate
Rate checked
More details - Cornerstone Capital BankConsumer 12 Month CDCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal. Daily balance is the amount of the principal in the account each day.
4.07% interest rate · Effective Oct 6, 2026
Rate checked
More details - TEXAR Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Membership required.
4.07% interest rate · Effective Oct 3, 2026
Rate checked
More details - DATCUCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. Early withdrawal penalty may apply.
Effective Sep 30, 2026
Rate checked
More details - Quaint Oak BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
4.01% interest rate · Effective Oct 6, 2026
Rate checked
More details - APCI Federal Credit UnionRegular CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: $500 minimum deposit required. Dividends paid or compounded monthly. Automatic renewal available. A penalty may be imposed for withdrawals made before maturity.
Offer: APY assumes dividends remain in account.
4.08% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Falls Catholic Credit UnionTerm Share CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Early withdrawal penalties may apply on Share Certificates and IRA Share Certificates. Minimum balance to earn dividends is $500. Automatic renewal at maturity. Fees may reduce earnings.
Effective Oct 1, 2026
Rate checked
More details - Southwest Missouri BankCertificates of DepositCD · 12–23 months · $500 min
Bank · Add a location to see nearby branches
4.15%APYintro rateRequirements
Product: Penalty for early withdrawal on Certificates of Deposit. Rates are effective for a limited time only. Fees could reduce earnings.
Promotional rate · 4.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Southwest Missouri BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000intro rateRequirements
Product: Penalty for early withdrawal on Certificates of Deposit. Rates are effective for a limited time only. Fees could reduce earnings.
Offer: 12-Month Special
Promotional rate · 4.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Liberty BankCertificates of Deposit (CDs)CD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000intro rateRequirements
Product: Fixed rates; renews automatically; substantial penalty for early withdrawal.
Promotional rate · 4.07% interest rate · Effective Sep 1, 2026
Rate checked
More details - Arise FinancialShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$415 over 1 year on $10,000Requirements
Product: Personal accounts only. Minimum deposit is $500. Dividend penalties may apply for early withdrawals. Compounding is monthly. Fees could reduce earnings.
Offer: 1 Year certificate. Monthly compounding. Minimum to earn APY is $500.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank