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Credit union · NCUA insured

APCI Federal Credit Union CD Rates

Top Carrot, Carrot Score 95Top Carrot

APCI Federal Credit Union’s best CD rate is 4.25% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How APCI Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Allentown, PA-NJ, where APCI Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 95

    This credit union’s best

    APCI Federal Credit Union

    4.25%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $644

    Regular Certificates

  • Top rate

    First Northern Bank and Trust

    4.73%APY

    Term
    24 months
    Minimum
    $5,000
    Earns on $10,000
    $968

    First Northern Bank and Trust rates

  • 2nd-highest rate

    Unity Bank

    4.40%APY

    Term
    18 months
    Minimum
    $1,000
    Earns on $10,000
    $667

    Unity Bank rates

Compare CD rates near you →

APCI Federal Credit Union CD score

92

CD score

Higher than 94% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.05%
  • 9–15 months9–15 mo4.15%
  • 16–30 months16–30 mo4.25%
  • 31–60 months31–60 mo4.00%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where APCI Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join APCI Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
  • Employees of Aramark based at Air Products Global Headquarters who work in, or are paid or supervised from Allentown, PA are eligible to join.
  • Employees of ATAS International, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
  • Contractors of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
  • Employees of Evonik Corporation who work in or are supervised from Trexlertown, PA are eligible to join.
  • Employees of Julabo USA, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
6 more ways to join

Employers and groups

  • Employees of OraSure Technologies, Inc. who work in, are paid from, or are supervised from Bethlehem, Pennsylvania are eligible to join.
  • Employees of Air Products Helium, Inc., Air Products Manufacturing Corporation, or Air Products LLC who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
  • Employees of Versum Materials who work in, are paid from, or are supervised from Burlington, Massachusetts are eligible to join.

Family and household

  • Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations) and household members (living in same residence maintaining single economic unit) of qualifying employee groups or existing members are eligible to join.

Other ways

  • Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
  • Spouses of persons who died while within the field of membership of the credit union are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← APCI Federal Credit Union overview