Credit union · NCUA insured
TEXAR Federal Credit Union
A $444.7M credit union headquartered in Texarkana, TX, with 28,131 members and 4 branches in Texas. Best rates: CDs 4.40% and savings 1.00% APY.
TEXAR Federal Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#2 of 8 in Texarkana, TX-AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TEXAR Federal Credit Union
- Headquarters
- 2301 Richmond Rd, Texarkana, TX 75503
- NCUA charter
- 24567
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and individuals who live, work, worship, attend school, or conduct business in Bowie, Cass, Little River, Miller, Red River, or Lamar counties are eligible for membership.
Branches
4 branches in Texas
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Texas
4 branches
Texarkana area · 3
- TexarkanaMain office2301 Richmond Rd, Texarkana, TX 75503Directions
- New Boston513 James Bowie Dr, New Boston, TX 75570Directions
- Phone Center3525 Stoneledge Dr, Texarkana, TX 75503Directions
Atlanta area · 1
- Atlanta103 W Allday St, Atlanta, TX 75551Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.42% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.72% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.79% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $76 | $76 | — |
- CapitalNet worth ratio16.42%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.72%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.79%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$76Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TEXAR Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.