Credit union · NCUA insured
TEXAR Federal Credit Union CD Rates
TEXAR Federal Credit Union’s best CD rate is 4.40% APY on a 2-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How TEXAR Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Texarkana, TX-AR, where TEXAR Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TEXAR Federal Credit Union
4.40%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $899
Share Certificates
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $403
TEXAR Federal Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo2.90%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TEXAR Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.40%APY · 6 terms
Penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 12 months | 4.15% | $415 |
| 18 months | 4.35% | $660 |
| 24 months | 4.40% | $899 |
| 36 months | 2.90% | $895 |
| 48 months | 2.90% | $1,211 |
Who can join TEXAR Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and individuals who live, work, worship, attend school, or conduct business in Bowie, Cass, Little River, Miller, Red River, or Lamar counties are eligible for membership.
Membership information collected October 5, 2026.