Bank · FDIC insured
Ally Bank
Top CarrotA $188.2B bank, the 24th largest of 4,207, headquartered in Sandy, UT, with 1 branch in Utah. It opens accounts online nationwide. Best rates: CDs 4.25% and savings 3.10% APY.
Ally Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#12 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ally Bank
Ally Bank is a direct banking subsidiary of Ally Financial Inc.
- Headquarters
- 200 W Civic Center Dr, Sandy, UT 84070
- FDIC certificate
- 57803 ↗
Branches
1 branch in Utah
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Utah
1 branch
- Ally BankMain office200 W Civic Center Dr, Sandy, UT 84070Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.60% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.85% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.20% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio9.60%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.85%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ally Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.