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Credit union · NCUA insured

Arise Financial CD Rates

Top Carrot, Carrot Score 89Top Carrot

Arise Financial’s best CD rate is 4.75% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.

How Arise Financial’s CD rates compare

Compared with banks and credit unions near Boston, MA-NH, where Arise Financial has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This credit union’s best

    Arise Financial

    4.75%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,494

    Share Certificates

  • Top rate

    RiverWorks Credit Union

    4.80%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $237

    RiverWorks Credit Union rates

  • Top Carrot, Carrot Score 88

    3rd-highest rate

    Energy Credit Union

    4.75%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,612

    Energy Credit Union rates

Compare CD rates near you →

Arise Financial CD score

96

CD score

Higher than 98% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.75%
  • 9–15 months9–15 mo4.15%
  • 16–30 months16–30 mo4.50%
  • 31–60 months31–60 mo4.75%
  • QualifiedQualified4.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Arise Financial ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Arise Financial

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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