Credit union · NCUA insured
Millard County Credit Union CD Rates
Millard County Credit Union’s best CD rate is 4.20% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Millard County Credit Union’s CD rates compare
Compared with banks and credit unions in Utah, where Millard County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Millard County Credit Union
4.20%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $858
Share Certificates
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
Millard County Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.92%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Millard County Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.20%APY · 4 terms
Dividends compounded and credited monthly. Payment of dividends is based on available current and undivided earnings of MCCU. Some share certificates may not be available for online opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.92% | $194 |
| 12 months | 4.15% | $415 |
| 24 months | 4.20% | $858 |
| 36 months | 4.00% | $1,249 |
Who can join Millard County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Millard County, Utah are eligible for membership.
Family and household
- Immediate family members (spouses, parents, children, siblings, grandparents, grandchildren) living in Utah of a current Millard County Credit Union member are eligible for membership.
- Household members living in Utah of a current Millard County Credit Union member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25.50.
Membership information collected October 4, 2026.